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HomeMy WebLinkAbout98-18,.. , RESOLUTION N0.98-18 Resolution Authorizing a Loan Not To Exceed $90,000 In Urban Development Action Grant Repayment Funds To Assist Harold D. Stout d/b/a/ Stout Mobile Service Center and Shirley G. Stout In The Purchase of Commercial Real Estate, Building Construction and Related Equipment to Be Located on Rt. 99, 1250 E. Main Street in Pulaski, Virginia, to Allow for the Company's Continued Operation and Expansion WHEREAS, Harold D. Stout d/b/a/ Stout Mobile Service Center and Shirley G. Stout have applied for a UDAG loan, in the amount of $90,000 for the purchase of commercial real estate, building construction and related equipment for their business to be located on Rt. 99, 1250 E. Main Street in the Town of Pulaski; and WHEREAS, according to the UDAG application, the project's budget includes: Expense UDAG NationsBank Stout Equity Total Land & Building $ 56,858 $ 56,858 $12,634 $126,350 Equipment $ 33,142 $ 33,142 $ 7,366 $ 73,650 Total $ 90,000 $ 90,000 $20,000 $200,000 Furthermore, Harold D. Stout d/b/a Stout Mobile Service Center and Shirley G. Stout will contribute a minimum of $20,000 in equity; and WHEREAS, Harold D. Stout d/b/a Stout Mobile Service Center and Shirley G. Stout must comply with this budget, which is part of this resolution; and WHEREAS, due to the expressed need for the continuation and expansion of Stout Mobile Service Center in the Town and the desire to be located on Rt. 99, Town Council is providing Harold D. Stout d/b/a Stout Mobile Service Center and Shirley G. Stout credit for the owner's investment of 10 percent and the Bank's participation of 45 percent of the total project cost; and WHEREAS, the Town has available certain Urban Development Action Grant Repayment Funds, repaid by other UDAG recipients, and these funds have been segregated and designated for specified activities including economic development and downtown revitalization; NOW THEREFORE, be it RESOLVED by the Town Council of the Town of Pulaski, Virginia, sitting in regular session on May 12, 1998, that: ect' .The amount not to exceed $90,000 from the Urban Development Action Grant Repayment Funds, be, and hereby is, appropriated for expenditure, to be loaned to Harold D. Stout d/b/a Stout Mobile Service Center and Shirley G. Stout for the purchase of real estate, building construction and related equipment for their business to be located on Rt. 99, 1250 E. Main Street in the Town of Pulaski. • • section 2. Said loans aze contingent upon the Town having a shared first deed of trust on the property being purchased including all building improvements, fixtures and assignment of leases and rents. Assignment of a term life insurance policy in the face amount of $250,000 in the name of Hazold D. Stout. A shared first security interest in all equipment, proceeds, replacements and accessories now owned or hereafter acquired. Section 3. The loan shall bear an interest rate oftwo-thirds of the Wall Street Journal prime lending rate at the time of loan closing. The term of the loan shall not exceed 15 years. . ection 4. The disbursements must substantially be in conformance with the aforementioned expense allocation and in no case may a category amount be exceeded without the prior approval of Town Council. . ection 5. In addition to the terms previously mentioned, the borrower agrees to invest a minimum of $20,000 and obtain a loan from NationsBank in the amount of $90,000. Secti~¢. The Town Manager and Town Attorney aze hereby authorized to draft, approve and/or execute appropriate loan documents not inconsistent with the terms of this resolution. Such documentation may include appropriate provisions for the protection of the Town, including but not limited to reservation of the right of the Town to withhold payment or accelerate the maturity of indebtedness for good cause shown. . ection 7. Nothing contained herein shall be deemed a pledge of the full faith and credit of the Town, nor shall it create a general obligation of the Town, nor shall any monies be loaned from the General Fund of the Town. Section g. This resolution is effective upon adoption and is adopted by recorded vote of the Town Council of the Town of Pulaski, Virginia, on this 12~' day of May, 1998 as follows: James M. Neblett ~_ W. Edgaz Hale pyP .: Lane R. Penn Ave Joseph L. Weddle Ave Bettye H. Steger Aye Pauline G. Mitchell Aye Chazles W. Stewart AYe Gerald E. Bolen Absent TO F P , VIRG A By: ohn A. ohn n, Mayor Atte ' <- t~ Patricia Pendergrast, Clerk o Council •